Handymen get paid fastest by accepting cards and digital payment links alongside cash and checks. Card fees cost a little, but they usually speed up payment and reduce chasing customers.
Cash
Simple and immediate, but it must be recorded and reported like any income. It can be risky to carry and leaves less of a paper trail.
Checks
Still used, but they can bounce and take time to clear. Deposit promptly.
Credit and debit cards
Customers are used to paying by card. Processors charge fees; check current rates on their sites. HandyBook payments run through Stripe Connect into your own Stripe account, with Stripe's standard processing fees plus a 0.5% HandyBook platform fee. See payments. For a comparison of processors, read Stripe vs Square for handymen.
Digital invoicing
Send an invoice with a payment link. See paperless invoicing.
Deposits on larger jobs
Ask for a deposit before buying materials. Some states cap home improvement deposits, so check yours.
Late payment is costly
Define terms on every quote and invoice, and follow up promptly.
FAQ
What payment methods should handymen accept?
A mix of cards, digital payment links, cash and checks gives customers choice.
Should I pass card fees to customers?
Rules vary by state and card network. Check before adding a surcharge.
Can I ask for a deposit?
Yes in most cases, but check state limits on home improvement deposits.
How do I get paid faster?
Invoice immediately, include a payment link and send reminders.